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    <loc>https://www.howardkwong.me/speaking/2024/12/4/emerging-markets-collaborative-innovation-between-traditional-insurers-and-insurtech-insurtech-insights-2024</loc>
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      <image:title>Speaking - Emerging Markets: Collaborative Innovation Between Traditional Insurers and InsurTech @ Insurtech Insights 2024</image:title>
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      <image:title>Speaking - Emerging Markets: Collaborative Innovation Between Traditional Insurers and InsurTech @ Insurtech Insights 2024</image:title>
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      <image:title>Speaking - Emerging Markets: Collaborative Innovation Between Traditional Insurers and InsurTech @ Insurtech Insights 2024</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756859420043-H0XE9EVU7SOQPQOY874X/InsurTechInsightsHongKongConferenceDayOne2024+-+amsterdamphotographer+-+unmaskphotography-1001.jpg</image:loc>
      <image:title>Speaking - Emerging Markets: Collaborative Innovation Between Traditional Insurers and InsurTech @ Insurtech Insights 2024</image:title>
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  <url>
    <loc>https://www.howardkwong.me/speaking/2024/10/24/building-or-buying-strategies-for-scaling-ai-adoption-in-finance-and-enterprise-digitai-visionaries-symposium-2024</loc>
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      <image:title>Speaking - Building or Buying: Strategies for Scaling AI Adoption in Finance and Enterprise @ DigitAI Visionaries Symposium 2024</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2024/10/22/ai-disruption-across-industries-amcham-panel</loc>
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    <lastmod>2025-09-07</lastmod>
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      <image:title>Speaking - A More Divided Digital World: Different approaches to AI Governance in the Indo-Pacific @ AmCham HK - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861183057-R79PLOGEZHXEKSPKPI2N/1729586414697.jpeg</image:loc>
      <image:title>Speaking - A More Divided Digital World: Different approaches to AI Governance in the Indo-Pacific @ AmCham HK</image:title>
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  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2024/6/28/future-of-insurance-what-are-the-key-trends-in-light-of-new-technologies-digital-insurance-apac-2024</loc>
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    <priority>0.5</priority>
    <lastmod>2024-10-03</lastmod>
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      <image:title>Speaking - Future of Insurance: What are the key trends in light of new technologies @ Digital Insurance APAC 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727933053084-2P0TEZUWZ9G8IG2RYFOT/DW1A5235-opq3064229650.jpg</image:loc>
      <image:title>Speaking - Future of Insurance: What are the key trends in light of new technologies @ Digital Insurance APAC 2024</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727933068763-JDPSIAUXCYI92XPLL9RT/DW1A5241-opq3064229744.jpg</image:loc>
      <image:title>Speaking - Future of Insurance: What are the key trends in light of new technologies @ Digital Insurance APAC 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727933084602-LP3T5A2EBI6RCQGQTNDW/DW1A5128-opq3064228259.jpg</image:loc>
      <image:title>Speaking - Future of Insurance: What are the key trends in light of new technologies @ Digital Insurance APAC 2024</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2024/9/14/how-data-changed-our-life-and-our-society-opportunities-and-challenges-in-digital-governance-hku</loc>
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    <priority>0.5</priority>
    <lastmod>2024-10-03</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/73a84a0e-f0c7-4779-89f2-c8e9b6db4909/WhatsApp+Image+2024-09-13+at+14.10.32.jpeg</image:loc>
      <image:title>Speaking - How data changed our life and our society - Opportunities and challenges in digital governance @ HKU - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727917259986-SP1IM9ELQUX9ZEMLW1GV/WhatsApp+Image+2024-09-14+at+17.59.55.jpeg</image:loc>
      <image:title>Speaking - How data changed our life and our society - Opportunities and challenges in digital governance @ HKU</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727917261372-2IJ969OCXWRV08DU7S10/WhatsApp+Image+2024-09-14+at+17.59.57.jpeg</image:loc>
      <image:title>Speaking - How data changed our life and our society - Opportunities and challenges in digital governance @ HKU</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727917263340-CVIRQ8A5Z2J912TQYA1M/WhatsApp+Image+2024-09-14+at+17.59.56.jpeg</image:loc>
      <image:title>Speaking - How data changed our life and our society - Opportunities and challenges in digital governance @ HKU</image:title>
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  <url>
    <loc>https://www.howardkwong.me/speaking/2024/10/1/from-cookies-to-consent-harnessing-first-party-data-to-drive-contextual-targeting-success-digital-marketing-asia</loc>
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    <lastmod>2024-10-03</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934213660-XM7N8D21LTKF7DV8NJHD/MIK_0242_MIZ_2567.jpg</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success @ Digital Marketing Asia 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934210660-MIVONSVMXWHB6WQI7JVS/MIK_0243_MIZ_2571.jpg</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success @ Digital Marketing Asia 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934238268-R1W2M1PI9GUZP36Q0PR9/MIK_0248_MIZ_2580.jpg</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success @ Digital Marketing Asia 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934244033-XGZLJ2JG4WEEK9X9SFW3/MIK_0259__MI36920.jpg</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success @ Digital Marketing Asia 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934272872-W1A7LAELEUUMYL1DKPWO/MIK_0263_MIZ_2606.jpg</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success @ Digital Marketing Asia 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934278168-U0GC7PR10TOHI5IS5X9E/MIK_0296__MI36929.jpg</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success @ Digital Marketing Asia 2024</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2024/11/28/is-ai-a-collaborator-or-competitor-in-creative-industries-ai-innovation-asia-2024-by-economist</loc>
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    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/b56ce489-5770-47d8-8875-961d5dc571a1/share_image.png</image:loc>
      <image:title>Speaking - Is AI a collaborator or competitor in creative industries @ AI Innovation Asia 2024 by Economist - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861085073-5JGIEHM3OQGIK5FQH3OR/1734504315926.jpeg</image:loc>
      <image:title>Speaking - Is AI a collaborator or competitor in creative industries @ AI Innovation Asia 2024 by Economist</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861085845-8XAXFL892CG9JZDSO1QL/1734504331125.jpeg</image:loc>
      <image:title>Speaking - Is AI a collaborator or competitor in creative industries @ AI Innovation Asia 2024 by Economist</image:title>
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  <url>
    <loc>https://www.howardkwong.me/speaking/2024/10/1/how-may-ai-help-you-maximising-customer-experienceengagement</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/7617ad3e-1b73-4a4a-9eb0-e1ff9ba90974/DMA24_SG+Speaker+Banner_Howard+Kwong_1200x628.jpg</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement @ Digital Marketing Asia 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934447730-S1WNBQXYGFND10B57IM0/MIK_0496__MI37094.jpg</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement @ Digital Marketing Asia 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934447936-OW1Q0S5K92AK9J7ML0VN/MIK_0499_MIZ_2877.jpg</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement @ Digital Marketing Asia 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934467834-85RX9VWEA7FNEDTQFHOU/MIK_0503_MIZ_2886.jpg</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement @ Digital Marketing Asia 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934467116-ZEEHBRX6N08RE5N4D78E/MIK_0505_MIZ_2890.jpg</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement @ Digital Marketing Asia 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934496035-94Y4N6MJRP41LDCI9BOM/MIK_0508_MIZ_2893.jpg</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement @ Digital Marketing Asia 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727934494355-29I37FV56MX61UVKTFN1/MIK_0510__MI37101.jpg</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement @ Digital Marketing Asia 2024</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2024/9/26/the-next-stage-of-innovation-in-commercial-business-models</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/abceca81-7bc6-4ca3-ae1f-8d041eb7bbba/C24+1920x1080+panel+template+%2814%29.png</image:loc>
      <image:title>Speaking - The Next Stage of Innovation in Commercial Business Models @ IAB C24 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727824578413-9ILNXAGNWW7GDN3Z6F0O/STE_2159.jpg</image:loc>
      <image:title>Speaking - The Next Stage of Innovation in Commercial Business Models @ IAB C24</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727824574363-9HU3BUZ6S7VKADYHWERW/STE_2258.jpg</image:loc>
      <image:title>Speaking - The Next Stage of Innovation in Commercial Business Models @ IAB C24</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1727824582468-AMZ7QT2GPWBAD7FEZR7Z/STE_2285.jpg</image:loc>
      <image:title>Speaking - The Next Stage of Innovation in Commercial Business Models @ IAB C24</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2024/4/26/data-transformation-for-a-generative-ai-future</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/dcdc19bf-2039-4c47-879e-d00bc934ed29/Data+Leader+Roundtable-Social+post-1200x628+%282%29.png</image:loc>
      <image:title>Speaking - Data Transformation for a Generative AI Future @ Databricks Data Leader Roundtable - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2024/3/21/amplifying-customer-experience-with-ai-insurance-analytics-amp-ai-innovation-asia-pacific-2024</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-01</lastmod>
    <image:image>
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      <image:title>Speaking - Amplifying Customer Experience with AI @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711348368476-55ZM8MCFBK4ZXVSASEHE/DON_1885.jpg</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711348390612-4N62F3A6Y29PO52FJXKW/DON_1906.jpg</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711348415820-UYS3DZF6WF7M8W3NZ956/DON_1915.jpg</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711348446894-6PE5RUIEKKR8DPQPCC1F/DON_1920.jpg</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711348472494-2YTJ4VNTLBKFS5UDAUWR/DON_1959.jpg</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711348496731-APNE6W7BHGCS46IOZABM/DON_1995.jpg</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2024/3/20/digitisation-to-digitalization-unleasing-the-power-of-data-for-digital-success-insurance-analytics-amp-ai-innovation-asia-pacific-2024</loc>
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    <priority>0.5</priority>
    <lastmod>2024-03-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/6c517eaa-379f-44ca-be4d-4a7e0f4fa829/1710757804402.jpeg</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711324788689-9OWRJMEIL7CWS5IR7P28/DON_8849.jpg</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711324801254-EEXG5GZGR9BLWEFJI9DR/DON_8947.jpg</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711324820535-F20I9GVRGVBN8HW2M8HU/DON_8962.jpg</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711324840164-W20VTQVPAGODQWBX1ZHS/DON_8979.jpg</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711324891151-G22IVCWIG5YLIGE32LTA/DON_8881.jpg</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711324855833-CBAP0T32SHDEWNN21YIC/DON_9014.jpg</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1711324881858-RCTW2MVKZP3W4XCLSOWI/DON_9036.jpg</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success @ Insurance Analytics &amp;amp; AI Innovation Asia Pacific 2024</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/10/30/managing-risk-in-the-new-open-digital-paradigm-spark-digital-leaders-summit-2023</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861278415-26ETH1UBIDBFJSLWNKQ4/1699404851927.jpeg</image:loc>
      <image:title>Speaking - Managing Risk in the New Open Digital Paradigm @ SPARK Digital Leaders Summit 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861278605-VUEAOA74E3K9FEXJPV26/1699404852399.jpeg</image:loc>
      <image:title>Speaking - Managing Risk in the New Open Digital Paradigm @ SPARK Digital Leaders Summit 2023</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/10/24/product-development</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-03</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/10/18/generative-ai-revive-tech-asia-2023</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697520733726-6EA8SJ8CRWDHV13NZLH2/Screenshot+2023-10-17+at+8.51.42+AM.png</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience @ Revive Tech Asia 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697987523552-BP8VWVIZ3I5LYYXNXJ5Q/03.jpeg</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience @ Revive Tech Asia 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697987523552-SHY2QEKZQ7SON9ZEMZU6/04.jpeg</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience @ Revive Tech Asia 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697987525547-VRSS80HVNLDC4W4D0DG1/05.jpeg</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience @ Revive Tech Asia 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697987526786-MGB2GO7UEMWZ0S55MBC0/08.jpeg</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience @ Revive Tech Asia 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697987528021-NBCGAYR1BHTAYRFBYZQ2/11.jpeg</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience @ Revive Tech Asia 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697987529186-1H9D5E7XLSJC2MRNQS3Z/35.jpeg</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience @ Revive Tech Asia 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697987530450-JGWRKUV4XGR7QT9E6OB0/36.jpeg</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience @ Revive Tech Asia 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697987531914-299PM9DVBRW0LKPBLJ75/38.jpeg</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience @ Revive Tech Asia 2023</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/10/12/thriving-as-cdos-in-the-post-pandemic-era-cdo-innovation-forum</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-03</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/9/28/staying-ahead-through-digital-transformations</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697520913093-X13QII1JWXULG0D1E2JF/1696914968705.jpeg</image:loc>
      <image:title>Speaking - Staying ahead through digital transformations @ EFHK x EY CEO Breakfast</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/10/26/panelist-emerging-technologies-driving-digital-transformation-2023-fintechs-finest-forum</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/35085414-6b24-43f0-b9e2-4a9e00a03083/ACN.png</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation @ 2023 FinTech’s Finest Forum - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861340517-JIF4KBZXQSTJM2F4E3Z2/1698827865229.jpeg</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation @ 2023 FinTech’s Finest Forum</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861340626-ACH3ZQQOIISJXGM97YRS/1698827865714.jpeg</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation @ 2023 FinTech’s Finest Forum</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861341742-N9BNKETJVC79V2CI9MSC/1698827865726.jpeg</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation @ 2023 FinTech’s Finest Forum</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861341882-HYOUWC9U14E0HG4O6Q1Y/1698827865875.jpeg</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation @ 2023 FinTech’s Finest Forum</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861473754-IS2BZ010YE61MWBGS84Q/1698827866421.jpeg</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation @ 2023 FinTech’s Finest Forum</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/8/23/speaker-future-servicing-experience-and-role-of-genai-mit-mefti-2023</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693530678996-ZHLI2BGUXMNJVNOK7NO0/DSC01158.jpg</image:loc>
      <image:title>Speaking - Future Servicing Experience and Role of GenAI @ MIT MEFTI 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693530659038-K8ZT21VXF9SO8W9EVDOS/DSC01162.jpg</image:loc>
      <image:title>Speaking - Future Servicing Experience and Role of GenAI @ MIT MEFTI 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693530857148-EGV0CBSZ2HVZFA6XHUPL/DSC01172.jpg</image:loc>
      <image:title>Speaking - Future Servicing Experience and Role of GenAI @ MIT MEFTI 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693530822648-B1WTDOZA3E1YEPT9ZH34/DSC01171.jpg</image:loc>
      <image:title>Speaking - Future Servicing Experience and Role of GenAI @ MIT MEFTI 2023</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/11/4/speaker-emerging-technologies-metaverse-ai-and-the-future-of-work</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861228115-1VPML7N074NJDSUW3FON/1699242164471.jpeg</image:loc>
      <image:title>Speaking - Metaverse, AI and the Future of Work @ HKU Opportunities and Challenges in Digital Governance</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756861228284-9IARIVQ5B85M04GV5M68/1699242164590.jpeg</image:loc>
      <image:title>Speaking - Metaverse, AI and the Future of Work @ HKU Opportunities and Challenges in Digital Governance</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/9/20/panelist-future-of-ai-in-business-global-sage</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-17</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/7/31/talk-empowering-talents-for-accelerated-growth-fast-evolving-environments-and-scarcity-of-digital-resources</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-03</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/7/27/panel-citi-hong-kong-treasury-and-trade-solutions-ecommerce-amp-technology-conference-2023</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697520850249-V4FSI6MTBL2SICDJDTFO/PHOTO-2023-07-27-09-38-57.jpg</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation @ Citi HK TTS eCommerce &amp;amp; Technology Conference 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697520850657-6BU1OXS1YHO5MX34847I/PHOTO-2023-07-27-12-20-27+2.jpg</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation @ Citi HK TTS eCommerce &amp;amp; Technology Conference 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697520851448-4VTB7EFZUBPTJ98VRNBC/PHOTO-2023-07-27-12-20-34+2.jpg</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation @ Citi HK TTS eCommerce &amp;amp; Technology Conference 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697520851982-82COLA3MHXACNPU1NIM8/PHOTO-2023-07-27-12-20-33.jpg</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation @ Citi HK TTS eCommerce &amp;amp; Technology Conference 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697520852875-JX3JJNQ9X6TVVU3TJFPT/PHOTO-2023-07-27-12-20-32+2.jpg</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation @ Citi HK TTS eCommerce &amp;amp; Technology Conference 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697520853474-2UA7ZC25TRFXQICDHGIS/PHOTO-2023-07-27-12-20-31+3.jpg</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation @ Citi HK TTS eCommerce &amp;amp; Technology Conference 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1697520854359-NTVDF8W2I1P79JGYUBMV/PHOTO-2023-07-27-12-20-32.jpg</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation @ Citi HK TTS eCommerce &amp;amp; Technology Conference 2023</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/6/21/panel-how-can-generative-ai-reimagine-insurers-operating-model-to-improve-operational-efficiency-and-improve-customer-experience</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/3a97b326-1487-4cdf-80c1-8bad569d922e/ibm_2.png</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model @ IBM 2023 HK Insurance Executive Roundtable - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690859179910-TU2EPTCBHBDR3K3BQPLJ/PPC_9154.png</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model @ IBM 2023 HK Insurance Executive Roundtable</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690859182240-GLY6XWT0ZMN4VFD13Z5T/PPC_9116.png</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model @ IBM 2023 HK Insurance Executive Roundtable</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690859231002-HQO31K6C4D8UMLIRFV5P/PPC_9100.png</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model @ IBM 2023 HK Insurance Executive Roundtable</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690859255638-STU5IG7E58YOP5AOG91A/PPC_9073.png</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model @ IBM 2023 HK Insurance Executive Roundtable</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690859325888-O8WH83BJ7X0C1GVEDCCE/PPC_9061.png</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model @ IBM 2023 HK Insurance Executive Roundtable</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690859328477-JPREOQ42YAYS40SU3Y3D/PPC_9056.png</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model @ IBM 2023 HK Insurance Executive Roundtable</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/6/27/panel-open-ai-ecosystems-for-insurance-an-revolution-in-insurtech</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/3c32a7cc-fe4d-4f7b-90c0-8ada32e513a2/1685604155614.jpg</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance @ Digital Insurance Conference APAC 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690859906259-P127RAPWXKVE0SWFG4II/28329934.png</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance @ Digital Insurance Conference APAC 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690859909454-QWOVNJBAXH69B8L82TH1/28986701.png</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance @ Digital Insurance Conference APAC 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690860037142-4P7YVAFTY7VTF9DH1B3M/28769379.png</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance @ Digital Insurance Conference APAC 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690860052220-TMGAT3HIENMJQ4B9PN1R/28347614.png</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance @ Digital Insurance Conference APAC 2023</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690860109949-323GR7EEM1YLF5Z1JD0J/27813565.png</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance @ Digital Insurance Conference APAC 2023</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/5/29/panel-trust-in-the-digital-age-building-ethical-and-transparent-systems</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/880c71a9-1945-4e47-9c0e-9b2f2eee8144/Howard+Kwong.png</image:loc>
      <image:title>Speaking - Trust in the Digital Age @ Radical Finance by Finoverse - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690860296278-262LQL6X3M1JPAPMOS2U/IMG_8617.png</image:loc>
      <image:title>Speaking - Trust in the Digital Age @ Radical Finance by Finoverse</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690860235900-755IC6QX06S71SEQN8TG/4620.png</image:loc>
      <image:title>Speaking - Trust in the Digital Age @ Radical Finance by Finoverse</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690860253280-SD8SNKODJM8RXDCQ9FEH/4536.png</image:loc>
      <image:title>Speaking - Trust in the Digital Age @ Radical Finance by Finoverse</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690860280978-Q0EW58ROO9MQGJ4UMUOS/4520.png</image:loc>
      <image:title>Speaking - Trust in the Digital Age @ Radical Finance by Finoverse</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690860302119-96OD8H0293ORBJ20YZST/4531.png</image:loc>
      <image:title>Speaking - Trust in the Digital Age @ Radical Finance by Finoverse</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/3/27/panel-hows-enterprise-take-on-cloud-hong-kong-cloud-amp-datacenter-convention</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/036d4b9a-a043-4f0c-a33b-a9e45eec1772/Screenshot+2023-03-27+at+2.00.13+PM.png</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud @ Hong Kong Cloud &amp;amp; Datacenter Convention - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1683860961059-HHTD0TWE16KNENNAI9VV/SY3_9603.jpg</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud @ Hong Kong Cloud &amp;amp; Datacenter Convention</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1683860963055-SHCQ1GXR9ST5DWO2UF2R/SY3_9604.jpg</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud @ Hong Kong Cloud &amp;amp; Datacenter Convention</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1683861069535-DVDTQGXHC37C3RPSRELT/SY3_9608.jpg</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud @ Hong Kong Cloud &amp;amp; Datacenter Convention</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1683861040306-VN9F8OW3ECVSAY1ZFADJ/SY3_9627.jpg</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud @ Hong Kong Cloud &amp;amp; Datacenter Convention</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1683861085640-TCC95SN7SBVRXEPCBDC6/SY3_9629.jpg</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud @ Hong Kong Cloud &amp;amp; Datacenter Convention</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1683861087287-TKM7U5T8PQ9H2EEADS05/SY5_2586.jpg</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud @ Hong Kong Cloud &amp;amp; Datacenter Convention</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/6/27/talk-digital-revolution-across-the-insurance-value-chain</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/af838194-17c7-4421-b138-f63ad03f57e1/1679037798996.jpeg</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain @ Digital Insurance Innovation Asia Pacific Congress - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877762903-0NBJWM3CCSGWN4WWE4PB/DON_1082.png</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain @ Digital Insurance Innovation Asia Pacific Congress</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877732060-8QIIGQ4RXYMK8D5Y59XI/DON_1061.png</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain @ Digital Insurance Innovation Asia Pacific Congress</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877759401-EOEKBNTTE29R7C2Q9NJH/DON_1071.png</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain @ Digital Insurance Innovation Asia Pacific Congress</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877771492-OL0I242BXXWS3NNEY7UB/DON_1097.png</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain @ Digital Insurance Innovation Asia Pacific Congress</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877790811-DI5PI16Z5EBNR1SB360W/DON_1136.png</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain @ Digital Insurance Innovation Asia Pacific Congress</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877795578-8GAE3D53M9L4G5N7XG1A/DON_1176.png</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain @ Digital Insurance Innovation Asia Pacific Congress</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2023/7/6/panel-digital-transformation-how-to-deal-with-todays-customers-with-yesterdays-technology</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877251108-CL642CJ6VUUMNR9QHZUM/ZZH07294.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology @ The MarTech Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877271856-3UMW49J9XSNI3X0HNGCV/ZZH07286.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology @ The MarTech Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877268650-J171O1SD6LZT20B5M3KB/ZZH07294.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology @ The MarTech Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877297983-707KR5Z1JSGSBQFGQ6EB/ZZH07305.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology @ The MarTech Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877290181-CD0S9V1ULUKYBMCME2YS/ZZH07263.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology @ The MarTech Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877304354-W6UV7MDN1JF7MG1GM9CX/ZZH07305.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology @ The MarTech Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877307326-T8ZVC01F37AEUYURGE9Q/ZZH07263.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology @ The MarTech Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877313823-UH0R1KFG3TSARZYY1SDS/ZZH07282.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology @ The MarTech Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690877319113-FUIGCU5NC6LQBMOAC5IC/ZZH07282.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology @ The MarTech Summit</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2022/11/23/panel-the-future-role-of-hk-amp-gba-as-the-digital-financial-hub</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/9f490656-ce18-4c1f-a52a-644eeb97d215/Fintech+event_LinkedIn+graphic+%283%29.png</image:loc>
      <image:title>Speaking - The Future role of HK &amp;amp; GBA as the Digital Financial Hub @ Hays x FTAHK - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693807476168-YZK5VG83PX058GOVP1EI/1669276609804.jpeg</image:loc>
      <image:title>Speaking - The Future role of HK &amp;amp; GBA as the Digital Financial Hub @ Hays x FTAHK</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693807477641-2681MKY65CPX4KN94C8E/1669276611399.jpeg</image:loc>
      <image:title>Speaking - The Future role of HK &amp;amp; GBA as the Digital Financial Hub @ Hays x FTAHK</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2022/8/25/panel-insurtech-protecting-the-future-with-technology</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/df4c389a-a9be-44c0-8fcd-4c05a1cadd45/1660896300872.jpeg</image:loc>
      <image:title>Speaking - InsurTech - Protecting the Future with Technology @ Revive Tech Asia - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690871349989-WEU4G94B8MBA95WRL0AO/A215.png</image:loc>
      <image:title>Speaking - InsurTech - Protecting the Future with Technology @ Revive Tech Asia</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690871347740-4LS2CC9Y5SVMP44JPMWH/A224.png</image:loc>
      <image:title>Speaking - InsurTech - Protecting the Future with Technology @ Revive Tech Asia</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1690871362709-96T4K1CU8QMXIL3ZJK5H/A214.png</image:loc>
      <image:title>Speaking - InsurTech - Protecting the Future with Technology @ Revive Tech Asia</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2022/11/28/panel-roar-with-agility-smart-workplace-immersion-workshop-microsoft</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/62cbfb9f-46d3-4f50-8364-c71b9096bbf4/Visual+for+Speaker%27s+Promotion.png</image:loc>
      <image:title>Speaking - Roar with Agility - Smart Workplace Immersion Workshop @ Microsoft - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2020/11/16/talk-growth-founder-institute</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2020/10/19/talk-product-development-founder-institute</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2021/7/12/talk-product-development-founder-institute</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2022/7/15/talk-vision-and-ideas-founder-institute</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-02</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2017/5/23/talk-vision-and-ideas-founder-institute</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/11/14/talk-smart-data-and-innovative-marketing-innodesigntech-expo</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1691132164788-NGI7JJKK19MQ400LKOHJ/1601348922349.jpeg</image:loc>
      <image:title>Speaking - Smart Data and Innovative Marketing @ InnoDesignTech Expo</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1691132164924-M5U47A612TIMHNS1UED6/1601394650052.jpeg</image:loc>
      <image:title>Speaking - Smart Data and Innovative Marketing @ InnoDesignTech Expo</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/9/22/publication-disruptive-logistics-is-the-new-norm-apac-cio-outlook</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/7/17/facilitator-startmeup-summer-boot-camp-duke-of-edinburgh-training-camp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/1/18/facilitator-creative-thinking-communication-skills-workshop-dbs-boarding-school</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/10/19/speaker-chief-innovation-officer-summit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/8/3/the-role-of-big-data-in-an-on-demand-business-big-data-analytics-innovation-summit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/7/15/panelist-salon-i-know-tedxhongkong</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1468807471868-YLBE2X2WRPZ8APM191PJ/Photo+15-7-2016%2C+12+35+51+PM.jpg</image:loc>
      <image:title>Speaking - Salon: I Know @ TEDxHongKong</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1468807474527-EIKPM7SWACCJYOW5QZ1Y/Photo+15-7-2016%2C+6+41+45+PM.jpg</image:loc>
      <image:title>Speaking - Salon: I Know @ TEDxHongKong</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2015/8/19/career-fast-track-opportunities-in-web-development-general-assembly</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2015/5/20/getting-hired-in-the-digital-age-general-assembly</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/7/4/branding-and-marketing-founder-institute</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/3/23/panelist-roundtable-on-the-future-of-data-driven-economy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2015/2/6/career-of-an-information-technologist-career-day-2015-ics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2011/7/23/ebooks-development-in-hong-kong-wsj-interview</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-02</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/5/14/panelist-going-with-the-flow-or-venturing-into-unknown-territory-scmp-game-changer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1467257599766-0CA9NEJQVZ6QR5MAQKT9/W2431_03_23.jpg</image:loc>
      <image:title>Speaking - Going with the Flow or Venturing into Unknown Territory @ SCMP Game Changer</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1467257620533-GHRWWIKMMR9TL3U2CBYO/W2431_04_06.jpg</image:loc>
      <image:title>Speaking - Going with the Flow or Venturing into Unknown Territory @ SCMP Game Changer</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1467257639880-QYJ0W1NFB3LO8DYM8UQC/W2431_04_08.jpg</image:loc>
      <image:title>Speaking - Going with the Flow or Venturing into Unknown Territory @ SCMP Game Changer</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1467257658965-XHCYKCUFML3K6COKJEB5/W2431_04_24.jpg</image:loc>
      <image:title>Speaking - Going with the Flow or Venturing into Unknown Territory @ SCMP Game Changer</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/2/20/startup-vs-corporate-ics-hong-kong</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/6/29/panelist-transforming-business-with-big-data-analytics-scmp-game-changer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693795212938-I4I0ECSEU9YKTPRKK3RU/W2328_03_24.JPG</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics @ SCMP Game Changer</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693795217384-TU7V8SB8VV167KLL8YWZ/W2328_04_18.JPG</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics @ SCMP Game Changer</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693795221593-WJEMCAU0QH7H4CEUC0XA/W2328_04_19.JPG</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics @ SCMP Game Changer</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693795223684-4UP29ER9F4SBQTM1V23A/W2328_04_34.JPG</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics @ SCMP Game Changer</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693795227605-674JHISPZ38D1W21NOXK/W2328_05_32.JPG</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics @ SCMP Game Changer</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693795230479-YEWRU4K3SZ727HRJ5FFU/W2328_04_35.JPG</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics @ SCMP Game Changer</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693795234333-TXPRZWNJC9BHT1CPZV9Y/W2328_04_36.JPG</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics @ SCMP Game Changer</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2015/9/20/the-technology-imperative-junior-achievement-hong-kong-expert-seminar</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693794462221-08JXX111L69EJIIOHSSX/image-asset.jpeg</image:loc>
      <image:title>Speaking - The Technology Imperative @ Junior Achievement Hong Kong Expert Seminar</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693794463831-ETZOMRY5LYIZ9AQ861NW/image-asset-2.jpeg</image:loc>
      <image:title>Speaking - The Technology Imperative @ Junior Achievement Hong Kong Expert Seminar</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2015/6/6/whats-life-like-in-a-startup-vs-corporate-w-hub</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2015/5/14/cutting-cost-while-investing-in-innovation-aws-hk-enterprise-summit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2014/4/3/latest-development-of-epublishing-hong-kong-design-institute</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2013/11/5/scmp-case-study-digital-media-in-aws-cloud</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2016/6/29/chinese-ebook-store-handheld-culture-usc-cssa-spring-gala</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-02</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2012/2/1/social-media-week-2012-capital-ceo-interview</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-02</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2011/11/2/digital-publishing-development-and-trends-wan-ifra-erev-seminar</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1467254811947-1TV1DAW0BIKQ8TWNSJLH/image-asset.jpeg</image:loc>
      <image:title>Speaking - Digital Publishing Development and Trends @ WAN-IFRA eRev Seminar</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2011/9/14/the-future-of-books-rthk-backchat-programme</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1467251431505-9KCBFFYND88T6ABP3II3/image-asset.jpeg</image:loc>
      <image:title>Speaking - The Future of Books @ RTHK Backchat Programme</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1467251462556-5XZ9767KBRH142V3SJGN/image-asset.jpeg</image:loc>
      <image:title>Speaking - The Future of Books @ RTHK Backchat Programme</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/speaking/2011/9/3/mobile-publishing-and-mobile-advertising</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-02</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/home-sofia</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2025-09-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1693581148054-HAPET4JNS62CQTDHBM6E/4523_edited.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2025/12/17/from-pilots-to-production-making-ai-real-in-insurance-operations</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1765962459335-AGT40KMSFT1D1IOTPI53/insurtech.png.webp.png</image:loc>
      <image:title>Speaking - From Pilots to Production: Making AI Real in Insurance Operations - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/7cb6791a-6e5d-432f-bb40-0e73760233e1/1765162548409.jpeg</image:loc>
      <image:title>Speaking - From Pilots to Production: Making AI Real in Insurance Operations - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2025/12/3/ai-powered-roadmaps-next-gen-insurance-distribution-customer-experience-and-personalisation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/06a5303b-637f-4e5c-8770-0c2b722fec8d/insurtech.png.webp</image:loc>
      <image:title>Speaking - AI-Powered Roadmaps: Next-Gen Insurance Distribution, Customer Experience and Personalisation - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1765962343329-AWSTKXM0EEDGK82OSRK4/1765162549193.jpeg</image:loc>
      <image:title>Speaking - AI-Powered Roadmaps: Next-Gen Insurance Distribution, Customer Experience and Personalisation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1765962342992-NQV4483FMQ7ZN3HMVXP5/1765162548903.jpeg</image:loc>
      <image:title>Speaking - AI-Powered Roadmaps: Next-Gen Insurance Distribution, Customer Experience and Personalisation</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/12/4/emerging-markets-collaborative-innovation-between-traditional-insurers-and-insurtech</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/06a5303b-637f-4e5c-8770-0c2b722fec8d/insurtech.png.webp</image:loc>
      <image:title>Speaking - Emerging Markets: Collaborative Innovation Between Traditional Insurers and InsurTech - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757237306121-48SQ66BZH7WCPHJUYMUK/InsurTechInsightsHongKongConferenceDayOne2024%2B-%2Bamsterdamphotographer%2B-%2Bunmaskphotography-1001.jpg.png</image:loc>
      <image:title>Speaking - Emerging Markets: Collaborative Innovation Between Traditional Insurers and InsurTech</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757237306814-MB80ZWU1HXTP4RBEQ18D/InsurTechInsightsHongKongConferenceDayOne2024%2B-%2Bamsterdamphotographer%2B-%2Bunmaskphotography-1002.jpg.png</image:loc>
      <image:title>Speaking - Emerging Markets: Collaborative Innovation Between Traditional Insurers and InsurTech</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757237322144-6BI2RN8UP4PS9EICGR9V/InsurTechInsightsHongKongConferenceDayOne2024%2B-%2Bamsterdamphotographer%2B-%2Bunmaskphotography-0890.jpg.png</image:loc>
      <image:title>Speaking - Emerging Markets: Collaborative Innovation Between Traditional Insurers and InsurTech</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757237337330-KBFJTI5UZQQWEDONQSI8/InsurTechInsightsHongKongConferenceDayOne2024%2B-%2Bamsterdamphotographer%2B-%2Bunmaskphotography-0898.jpg.png</image:loc>
      <image:title>Speaking - Emerging Markets: Collaborative Innovation Between Traditional Insurers and InsurTech</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/11/28/is-ai-a-collaborator-or-competitor-in-creative-industries</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/fde53b97-8835-4d52-bbb5-f447c3511310/economist.png.webp</image:loc>
      <image:title>Speaking - Is AI a collaborator or competitor in creative industries - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/9e801189-fce8-4883-a3bd-a0aaf3592c95/share_image.png.png</image:loc>
      <image:title>Speaking - Is AI a collaborator or competitor in creative industries - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757236965499-LZ0BLJ7PZO5115XU71QI/1734504315926.jpeg.png</image:loc>
      <image:title>Speaking - Is AI a collaborator or competitor in creative industries</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757236966705-WYEA1PL1Z5ROPDZQP0DS/1734504331125.jpeg.png</image:loc>
      <image:title>Speaking - Is AI a collaborator or competitor in creative industries</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/10/24/building-or-buying-strategies-for-scaling-ai-adoption-in-finance-and-enterprise</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/0b4f38f6-73b8-4090-9a55-7ffdbad708ba/digitalvisionaries2024.png.webp</image:loc>
      <image:title>Speaking - Building or Buying: Strategies for Scaling AI Adoption in Finance and Enterprise - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757236464960-K9DB2R2OS0RVT3LCUGAS/1729843322599.jpeg.png</image:loc>
      <image:title>Speaking - Building or Buying: Strategies for Scaling AI Adoption in Finance and Enterprise</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/10/22/a-more-divided-digital-world-different-approaches-to-ai-governance-in-the-indo-pacific</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/08ac03f4-7cd9-4441-8991-a3ff0d1c0ffd/amcham-hk_website.png.webp</image:loc>
      <image:title>Speaking - A More Divided Digital World: Different approaches to AI Governance in the Indo-Pacific - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1561d971-0e18-4ff7-8959-04678e32d8e1/Screenshot%2B2024-10-10%2Bat%2B9.04.52%E2%80%AFAM.png.png</image:loc>
      <image:title>Speaking - A More Divided Digital World: Different approaches to AI Governance in the Indo-Pacific - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757236189047-1R6KD56VBVWA9W23K5Z8/1729586414697.jpeg.png</image:loc>
      <image:title>Speaking - A More Divided Digital World: Different approaches to AI Governance in the Indo-Pacific</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/10/1/how-may-ai-help-you-maximising-customer-experienceengagement</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/2590d11e-8760-4077-81d6-bfb1d2458f10/DMA.png.webp</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/04529c13-2904-4d20-81fb-df888b03aaf6/DMA24_SG%2BSpeaker%2BBanner_Howard%2BKwong_1200x628.jpg.png</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235898179-U07CJ5B1U7RA150QBXF1/MIK_0510__MI37101.jpg.png</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235898626-C8COL91EWG33AMOJD04J/MIK_0508_MIZ_2893.jpg.png</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235904417-YSKR4G44CCU6U3W7RIZG/MIK_0505_MIZ_2890.jpg.png</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235916808-MIQLLYM5UDMF5MN7XFWJ/MIK_0503_MIZ_2886.jpg.png</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235908716-4GJHHZWH03R6XXQ4N03T/MIK_0499_MIZ_2877.jpg.png</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235915358-M14SUXDFUFOXMYMIJLRB/MIK_0496__MI37094.jpg.png</image:loc>
      <image:title>Speaking - How may AI help you: Maximising customer experience/engagement</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/10/1/from-cookies-to-consent-harnessing-first-party-data-to-drive-contextual-targeting-success</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/2590d11e-8760-4077-81d6-bfb1d2458f10/DMA.png.webp</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/04529c13-2904-4d20-81fb-df888b03aaf6/DMA24_SG%2BSpeaker%2BBanner_Howard%2BKwong_1200x628.jpg.png</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235260016-7AYWZNSSHRTWEW1HL7YP/MIK_0296__MI36929.jpg.png</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235259503-G7ANXLBRATPRTQZ5XHGI/MIK_0263_MIZ_2606.jpg.png</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235270741-8MEIEIZBUTZNSCQRRJTQ/MIK_0259__MI36920.jpg.png</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235268755-B6OZZOGMIEZDTLEZJ3RD/MIK_0248_MIZ_2580.jpg.png</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235275556-LCEEE5Z9Z49MTNUI04NK/MIK_0243_MIZ_2571.jpg.png</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757235277737-NLN15RRV3806L7R9IA2C/MIK_0242_MIZ_2567.jpg.png</image:loc>
      <image:title>Speaking - From cookies to consent: Harnessing first-party data to drive contextual targeting success</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/9/26/the-next-stage-of-innovation-in-commercial-business-models</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/a5d4b9fd-ad52-49e0-8c1b-af67da757fe0/iab.png.webp</image:loc>
      <image:title>Speaking - The Next Stage of Innovation in Commercial Business Models - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/5ebfd254-ba9f-4cb4-bfcd-8fe11310f713/Howard+Kwong+.png</image:loc>
      <image:title>Speaking - The Next Stage of Innovation in Commercial Business Models - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757231595312-FQQIIGVSSDKLZVIUUF0Q/STE_2159.jpg.png</image:loc>
      <image:title>Speaking - The Next Stage of Innovation in Commercial Business Models</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757231591165-C5YUB930F4PAONJ3VQIH/STE_2258.jpg.png</image:loc>
      <image:title>Speaking - The Next Stage of Innovation in Commercial Business Models</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757231598154-0WFFOPNX3DLI8X9OTKK9/STE_2285.jpg.png</image:loc>
      <image:title>Speaking - The Next Stage of Innovation in Commercial Business Models</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/9/14/how-data-changed-our-life-and-our-society-opportunities-and-challenges-in-digital-governance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/68eff6a1-e3e1-40bc-815e-d4f4c7e6e58f/hku3.png.webp</image:loc>
      <image:title>Speaking - How data changed our life and our society - Opportunities and challenges in digital governance - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/d21fb48c-7e0a-496e-88c0-71c500ecb0f3/WhatsApp%2BImage%2B2024-09-13%2Bat%2B14.10.32.jpeg.png</image:loc>
      <image:title>Speaking - How data changed our life and our society - Opportunities and challenges in digital governance - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757231335133-RVZ7UFICH8XQGUAKKFVI/WhatsApp%2BImage%2B2024-09-14%2Bat%2B17.59.56.jpeg.png</image:loc>
      <image:title>Speaking - How data changed our life and our society - Opportunities and challenges in digital governance</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757231336484-FJKZGLUOZ48VSEA7V1E5/WhatsApp%2BImage%2B2024-09-14%2Bat%2B17.59.57.jpeg.png</image:loc>
      <image:title>Speaking - How data changed our life and our society - Opportunities and challenges in digital governance</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757231338284-HL9NP70HG15UYXT8F2FR/WhatsApp%2BImage%2B2024-09-14%2Bat%2B17.59.55.jpeg.png</image:loc>
      <image:title>Speaking - How data changed our life and our society - Opportunities and challenges in digital governance</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/6/28/future-of-insurance-what-are-the-key-trends-in-light-of-new-technologies</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/ff026691-6c80-4fd0-9bfb-1014f70153dc/2.png.webp</image:loc>
      <image:title>Speaking - Future of Insurance: What are the key trends in light of new technologies - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757231028174-ER2J1PTTGAXL1WUMK8AK/DW1A5132-opq3064209199.jpg.png</image:loc>
      <image:title>Speaking - Future of Insurance: What are the key trends in light of new technologies</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757231028627-LU2M7PFJEEPKLFR27F8L/DW1A5128-opq3064228259.jpg.png</image:loc>
      <image:title>Speaking - Future of Insurance: What are the key trends in light of new technologies</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757231036946-LBVUX6DKYE6NWM7ZBPUN/DW1A5241-opq3064229744.jpg.png</image:loc>
      <image:title>Speaking - Future of Insurance: What are the key trends in light of new technologies</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757231037727-18QIJJTBEKLKIG5IYNN6/DW1A5235-opq3064229650.jpg.png</image:loc>
      <image:title>Speaking - Future of Insurance: What are the key trends in light of new technologies</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/4/26/data-transformation-for-a-generative-ai-future</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/96af9aa3-bab6-4a70-9be1-472c9234f1ca/Databricks_Logo.png.webp</image:loc>
      <image:title>Speaking - Data Transformation for a Generative AI Future - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1c10523e-49eb-40f5-b927-b4071013eae8/Data%2BLeader%2BRoundtable-Social%2Bpost-1200x628%2B%282%29.png.png</image:loc>
      <image:title>Speaking - Data Transformation for a Generative AI Future - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757295310037-CHE8G1WDVX73HDNOCCHL/MC_03115.JPG</image:loc>
      <image:title>Speaking - Data Transformation for a Generative AI Future</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757295309997-BVWOCEXINUDI91X33J2B/MC_03120.JPG</image:loc>
      <image:title>Speaking - Data Transformation for a Generative AI Future</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757295324645-WHTL3Y1SCWW3JVY2HIBO/MC_03140.JPG</image:loc>
      <image:title>Speaking - Data Transformation for a Generative AI Future</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/3/21/amplifying-customer-experience-with-ai</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/26d10a17-79f0-472d-b8ea-b7f55f3c4787/logo1.jpg.webp</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/d1cb3d0a-56af-4c67-8312-d175df31c91a/1709527764399.jpeg.png</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757229625136-DFRIYEWYH65T3SEDY73T/DON_1885.jpg.png</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757229626431-VUDRNERWVOYH87TRPRL3/DON_1906.jpg.png</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757229645821-F1L8KESMKYM171EDLVUC/DON_1915.jpg.png</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757229639100-4D3G7O0LJEUCJ4VP6A9M/DON_1920.jpg.png</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757229647038-85Z1YHBK4CRIH4NFOICS/DON_1959.jpg.png</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757229653687-PBQY7HF803K2UZISLHC2/DON_1995.jpg.png</image:loc>
      <image:title>Speaking - Amplifying Customer Experience with AI</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2024/3/20/digitisation-to-digitalization-unleasing-the-power-of-data-for-digital-success</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/26d10a17-79f0-472d-b8ea-b7f55f3c4787/logo1.jpg.webp</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/dee382b4-c1fb-45b2-af78-6d67976824f6/1710757804402.jpeg.png</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757227751975-IWWPYZXD2JF95VY7WBAX/DON_9036.jpg.png</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757227757284-FVFQOC7492N1B491FDCM/DON_9014.jpg.png</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757227758577-G1W03A84SWKUG30YS3XY/DON_8881.jpg.png</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757227777889-0PBH9MCEOFL2R5ZOV0K5/DON_8979.jpg.png</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757227774141-UOABO47WUP5KNIZY1P0L/DON_8962.jpg.png</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757227782813-HHHML9VWNOUGSJHF12M4/DON_8947.jpg.png</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757227787622-50QBST826ZNQWDOIQ8Y4/DON_8849.jpg.png</image:loc>
      <image:title>Speaking - Digitisation to Digitalization: Unleasing the Power of Data for Digital Success</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/11/4/emerging-technologies-metaverse-ai-and-the-future-of-work</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/68eff6a1-e3e1-40bc-815e-d4f4c7e6e58f/hku3.png.webp</image:loc>
      <image:title>Speaking - Emerging Technologies: Metaverse, AI and the Future of Work - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757226863728-EM8YHEXHDG4PYKNBMQBB/1699242164471.jpeg.png</image:loc>
      <image:title>Speaking - Emerging Technologies: Metaverse, AI and the Future of Work</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757226864057-QBHKWNNX9LLQB49FYQ67/1699242164590.jpeg.png</image:loc>
      <image:title>Speaking - Emerging Technologies: Metaverse, AI and the Future of Work</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/10/30/managing-risk-in-the-new-open-digital-paradigm</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/22743b7e-c447-4cc2-9775-3ea12589b889/spark.png.webp</image:loc>
      <image:title>Speaking - Managing Risk in the New Open Digital Paradigm - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757226548105-JY7ZOO1Q60JEVXMZEZMA/1699404852399.jpeg.png</image:loc>
      <image:title>Speaking - Managing Risk in the New Open Digital Paradigm</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757226548253-2BHZQXOKY538AJL1C7O8/1699404851927.jpeg.png</image:loc>
      <image:title>Speaking - Managing Risk in the New Open Digital Paradigm</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/10/26/emerging-technologies-driving-digital-transformation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/053727af-2297-43ef-9743-00a70a1991c9/Accenture_Logo.png.webp</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/53f73337-31cd-46a8-9676-fe7fad5b063d/ACN.png.png</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757224933624-LQO3GQXUKM6AIF1I2WIW/1698827866421.jpeg.png</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757224933073-TIWPFBEXU2PDSO2DR18A/1698827865875.jpeg.png</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757224936776-B339YQSOL1U2FDMMUUHR/1698827865726.jpeg.png</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757224937527-ZRDCCB4C0DTVV5GU3IQP/1698827865714.jpeg.png</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757224939472-4GET6LNC8J538MWEDR37/1698827865229.jpeg.png</image:loc>
      <image:title>Speaking - Emerging technologies driving digital transformation</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/10/24/product-development</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/6fed1146-0133-416e-afa6-981705e6e8c1/fi.png.webp</image:loc>
      <image:title>Speaking - Product Development - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/10/18/how-genai-humanise-our-digital-experience</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/820a1408-ead7-47b5-810e-9814277ce426/5b89d0ef11c3a71d2d9530185795e2da.png.webp</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/ff7948c5-ad14-4dd1-b0a8-63c4814bbde1/Screenshot%2B2023-10-17%2Bat%2B8.51.42%2BAM.png.png</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204927468-61S1VQ8670I3KBQ1SHT1/04.jpeg.png</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204929271-BSM2G9K9XWMWCZVWQVYP/38.jpeg.png</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience</image:title>
    </image:image>
    <image:image>
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      <image:title>Speaking - How GenAI humanise our digital experience</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204933333-7RNU9HE9O3B2T592E69V/35.jpeg.png</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204936412-1WE7Y6R61P5O9UE2JQY0/11.jpeg.png</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204937652-J4CV4PTPR3WEVM0Y8IYT/08.jpeg.png</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204939985-TRWV5HY5AQ1GNLINCNYX/05.jpeg.png</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204941175-5I8RV69MNJOASFXC3PRJ/03.jpeg.png</image:loc>
      <image:title>Speaking - How GenAI humanise our digital experience</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/10/12/thriving-as-cdos-in-the-post-pandemic-era</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/814d148e-50a5-4f9c-b3ab-8b7d51c4aa7c/cdo.png.webp</image:loc>
      <image:title>Speaking - Thriving as CDOs in the Post-Pandemic Era - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/10/12/empowering-talents-for-accelerated-growth</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/814d148e-50a5-4f9c-b3ab-8b7d51c4aa7c/cdo.png.webp</image:loc>
      <image:title>Speaking - Empowering Talents for Accelerated Growth - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/9/28/staying-ahead-through-digital-transformations</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/99bfaae5-4638-473e-a9ab-77558626af99/Screenshot%2B2023-10-03%2Bat%2B3.11.27%2BPM.png.webp</image:loc>
      <image:title>Speaking - Staying ahead through digital transformations - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204397759-V4VFPKS5QT29EMKJ7SF3/1696914968705.jpeg.png</image:loc>
      <image:title>Speaking - Staying ahead through digital transformations</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/9/20/future-of-ai-in-business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204240162-GRQKL6XO0517O423O3LS/globalsage.png.webp</image:loc>
      <image:title>Speaking - Future of AI in Business - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/8/23/future-servicing-experience-and-role-of-genai</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/4d4d7482-1423-4e75-95f7-c254b4b30cba/mithongkonglogo.gif</image:loc>
      <image:title>Speaking - Future Servicing Experience and Role of GenAI - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204067016-DII8DPPDCNZ2W5G0XMMS/DSC01171.jpg.png</image:loc>
      <image:title>Speaking - Future Servicing Experience and Role of GenAI</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204067015-T5IOUOIYUCUCQ7U5QKCQ/DSC01172.jpg.png</image:loc>
      <image:title>Speaking - Future Servicing Experience and Role of GenAI</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204078751-Z4N9DY3OF7Z9TCWPO8MM/DSC01162.jpg.png</image:loc>
      <image:title>Speaking - Future Servicing Experience and Role of GenAI</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757204076045-9H098ZDML6OQ4GXE1ZDC/DSC01158.jpg.png</image:loc>
      <image:title>Speaking - Future Servicing Experience and Role of GenAI</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/7/27/embracing-the-power-of-digital-co-creation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/4a997921-74f7-4a2d-862c-a9dec7cc9fa0/citi_2c-blu_pos_rgb.jpg.webp</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757116529887-WH5IQE6NJVTS8GHKL5DV/PHOTO-2023-07-27-12-20-32.jpg.png</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757116529752-6A7NAFNWGNZFQ9HNBQKB/PHOTO-2023-07-27-12-20-31%2B3.jpg.png</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757116534543-6ZG8O88QQ8QRDKWRTCIB/PHOTO-2023-07-27-12-20-32%2B2.jpg.png</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757116534740-05T77RKVCNPTOS83KJOK/PHOTO-2023-07-27-12-20-33.jpg.png</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757116538178-31BPIEB5GQ9E7DKVHYAO/PHOTO-2023-07-27-12-20-34%2B2.jpg.png</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757116539036-2UWSLGWEI72MJTC9R7RT/PHOTO-2023-07-27-12-20-27%2B2.jpg.png</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757116541056-XK4GHFMYN8W0RZUVEFAJ/PHOTO-2023-07-27-09-38-57.jpg.png</image:loc>
      <image:title>Speaking - Embracing the Power of Digital Co-Creation</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/7/6/how-to-deal-with-todays-customers-with-yesterdays-technology</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/9e51b912-526d-4c9a-bea7-a15ca47c3287/xVVvNMMS_400x400.jpg.webp</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757114282025-1QZZRSR8K7PGZNIWTLED/ZZH07294.png.webp</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757116213890-36KJWJ6T4SK7JS4MNAIE/ZZH07286.png.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757116223965-K0ISYV3CXWOLCV911G4L/ZZH07305.png.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757116223568-2LYJS0F2YRHM3A26RYP3/ZZH07263.png.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757116228193-4M5AQILCX304KGX9ZWO3/ZZH07282.png.png</image:loc>
      <image:title>Speaking - How to Deal with Today’s Customers with Yesterday’s Technology</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/6/28/digital-revolution-across-the-insurance-value-chain</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/fcb7ed72-f532-4de2-a522-1f68f2b8ded3/logo1.jpg.webp</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/8485ed62-3555-4d90-8f2c-4e40f141e9b1/1679037798996.jpeg.webp</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756980872828-KQOYR2TXU974EEJ2CZN6/DON_1176.png.webp</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756981553576-69OD9X87FQB0K58O66CH/DON_1136.png.png</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756981661797-21IC56YWRHPSZNEQV1AP/DON_1097.png.png</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756981662887-MNDT9Q6LWZB314K2USV8/DON_1071.png.png</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756981668095-4YIRMATA7CXJ0UFE3TJX/DON_1061.png.png</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756981671472-SW4D2AZTKVGINJO46S21/DON_1082.png.png</image:loc>
      <image:title>Speaking - Digital Revolution Across the Insurance Value Chain</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/6/27/open-ai-ecosystems-for-insurance-an-revolution-in-insurtech</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/ce02fe22-f027-4bc5-93fd-0ec2cb142b98/2.png.webp</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance - An Revolution in InsurTech - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/3bdb0e14-a18f-444d-ac6c-656fe09f1b0b/1685604155614.jpg.webp</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance - An Revolution in InsurTech - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756981840030-KU46GHNQ3PR2HYSFRMW7/27813565.png.png</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance - An Revolution in InsurTech</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756981843951-ISDI8AMMXPAOYG1BLB3O/28347614.png.png</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance - An Revolution in InsurTech</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756981852114-5IQT8NEW8KGM5STDWFTL/28769379.png.png</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance - An Revolution in InsurTech</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756981860274-ZP7OUE2LG4FVFCK20JIB/28986701.png.png</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance - An Revolution in InsurTech</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756981865215-XEAX95OYEO6VP2P1HCCA/28329934.png.png</image:loc>
      <image:title>Speaking - Open AI Ecosystems for Insurance - An Revolution in InsurTech</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/6/21/how-can-generative-ai-reimagine-insurers-operating-model</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/5b66e77c-933d-4275-8cb8-f1fe716d6a82/IBM_logo.svg.png.webp</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/c679f83b-babf-4e15-9cbc-8e16eadddb76/ibm_2.png.webp</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756979243092-56QD1RJ433EDGIAK6SH9/PPC_9154.png.webp</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756979267253-PSKUM7NYQJ1ZMY0Y1U9E/PPC_9116.png.webp</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756979290092-8ID7WBB8UIDLTMDWOWVH/PPC_9100.png.webp</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756979342073-UE8G6M6H1LVR9DJ4CLKV/PPC_9061.png.webp</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756979370360-WY9MOD6AIWMZUJV0C7TM/PPC_9056.png.webp</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757239298890-7PSY8X14B75AE8GUQSQF/PPC_9073.png.png</image:loc>
      <image:title>Speaking - How can Generative AI reimagine insurers’ operating model</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/5/29/trust-in-the-digital-age</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/3c216e64-0da5-4658-bb3e-bc828bf27389/FB-and-LI.jpg.webp</image:loc>
      <image:title>Speaking - Trust in the Digital Age - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/c94c99fc-7245-4f00-8b08-c86d220e5758/Howard%2BKwong.png2.webp</image:loc>
      <image:title>Speaking - Trust in the Digital Age - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756978779450-E0M340CQOXI26CIOAXM2/4620.png.webp</image:loc>
      <image:title>Speaking - Trust in the Digital Age</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756978783652-8DDL4C9MLH2BMSGUF6AU/4536.png.webp</image:loc>
      <image:title>Speaking - Trust in the Digital Age</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757239187072-1MOEMC3IM9UGK6GQIBCF/4531.png.png</image:loc>
      <image:title>Speaking - Trust in the Digital Age</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757239187386-1CACAHY097Q2FWA2PYZN/4520.png.png</image:loc>
      <image:title>Speaking - Trust in the Digital Age</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757239196694-2APCJP7SYUFAD7FGKPCA/IMG_8617.png.png</image:loc>
      <image:title>Speaking - Trust in the Digital Age</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2023/4/27/hows-enterprise-take-on-cloud</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/01fa8c79-2135-4985-91c2-12b07b1874fe/W.Media-WEBSITE-Logo.png.webp</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/ad14f07d-5a3b-41b8-80da-40d62b0940d6/Howard+Kwong.png</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756978373865-P363B1V3HSNH13HOAJZ4/SY5_2586.jpg.webp</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756978374413-6O0Z1AGGY8UMHEVVI5EC/SY3_9629.jpg.webp</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756978375597-50RJ16OCLYPAQS8G684P/SY3_9627.jpg.webp</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756978376119-TI1BODQ063RNXF5MZ7JC/SY3_9608.jpg.webp</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756978377306-NU8IDEIWWUT25UW35Z2K/SY3_9604.jpg.webp</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756978377848-A6K3K9RVDJIS4QE1X22D/SY3_9603.jpg.webp</image:loc>
      <image:title>Speaking - How's enterprise take on Cloud</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2022/11/23/the-future-role-of-hk-amp-gba-as-the-digital-financial-hub</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/923ce2f0-d295-4b4c-b176-e9045111f10d/Screenshot%2B2023-08-01%2Bat%2B10.59.28%2BAM.png.webp</image:loc>
      <image:title>Speaking - The Future role of HK &amp;amp; GBA as the Digital Financial Hub - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/ee2d6c8c-cd98-4c31-a892-2e5f34fcad3e/Fintech%2Bevent_LinkedIn%2Bgraphic%2B%283%29.png.webp</image:loc>
      <image:title>Speaking - The Future role of HK &amp;amp; GBA as the Digital Financial Hub - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756978115897-LGZ44XFOUME4GG74D356/1669276611399.jpeg.webp</image:loc>
      <image:title>Speaking - The Future role of HK &amp;amp; GBA as the Digital Financial Hub</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756978116234-RW221XALBCUB5IWLGOCM/1669276609804.jpeg.webp</image:loc>
      <image:title>Speaking - The Future role of HK &amp;amp; GBA as the Digital Financial Hub</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2022/8/25/insurtech-protecting-the-future-with-technology</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/d148b453-19de-4034-bd4c-f80d1164f523/revive_lg_2.png.webp</image:loc>
      <image:title>Speaking - InsurTech - Protecting the Future with Technology - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/dc588698-f990-4024-b4d6-9b1e431ea925/1660896300872.jpeg.webp</image:loc>
      <image:title>Speaking - InsurTech - Protecting the Future with Technology - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757243609096-2V0SAZ6VO2PYZ8FTHFCQ/A215.png.png</image:loc>
      <image:title>Speaking - InsurTech - Protecting the Future with Technology</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757243605895-HRCNFWF8CM241ONEMF0W/A224.png.png</image:loc>
      <image:title>Speaking - InsurTech - Protecting the Future with Technology</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1757243613029-TUC4LS9Q96SNOMGO10VX/A214.png.png</image:loc>
      <image:title>Speaking - InsurTech - Protecting the Future with Technology</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2022/2/22/roar-with-agility-smart-workplace-immersion-workshop</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/48a05f9b-8b80-4dbd-bb35-93c5c7e208b2/ms365_2.png.webp</image:loc>
      <image:title>Speaking - Roar with Agility Smart Workplace Immersion Workshop - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/b9d84634-1a11-4efa-a825-8314a59d71c9/Visual%2Bfor%2BSpeaker%27s%2BPromotion.png.webp</image:loc>
      <image:title>Speaking - Roar with Agility Smart Workplace Immersion Workshop - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2020/11/16/growth</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/6fed1146-0133-416e-afa6-981705e6e8c1/fi.png.webp</image:loc>
      <image:title>Speaking - Growth - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2020/10/19/product-development</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/6fed1146-0133-416e-afa6-981705e6e8c1/fi.png.webp</image:loc>
      <image:title>Speaking - Product Development - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2017/5/23/vision-and-ideas</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/6fed1146-0133-416e-afa6-981705e6e8c1/fi.png.webp</image:loc>
      <image:title>Speaking - Vision and Ideas - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2016/12/2/smart-data-and-innovative-marketing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/4bd8b63d-b42e-4585-a4ef-bfc11ba7df91/innodeisgntech.png.webp</image:loc>
      <image:title>Speaking - Smart Data and Innovative Marketing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756976022189-JK39HO5AFP8PEPIC602K/1601394650052.jpeg.webp</image:loc>
      <image:title>Speaking - Smart Data and Innovative Marketing</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756976022300-JBJ3WJ5ZSMSW7SD2U1U2/1601348922349.jpeg.webp</image:loc>
      <image:title>Speaking - Smart Data and Innovative Marketing</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2016/10/20/disruptive-logistics-is-the-new-norm</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/6a64e223-1098-4cda-9271-9fdf9d9a1ed6/summit.png.webp</image:loc>
      <image:title>Speaking - Disruptive Logistics is the New Norm - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2016/8/3/the-role-of-big-data-in-an-on-demand-business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/7c6da793-0225-4bda-b8a5-581114cf8ce7/summit.png.webp</image:loc>
      <image:title>Speaking - The Role of Big Data in an On-Demand Business - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2016/7/15/salon-i-know</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/6e122706-ec9f-48a9-8e8e-cca1e79bfa81/tedx.png.webp</image:loc>
      <image:title>Speaking - Salon: I Know - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756975310234-MZA3HO99WBMJ0GTHDPVB/Photo%2B15-7-2016%2C%2B12%2B35%2B51%2BPM.jpg.webp</image:loc>
      <image:title>Speaking - Salon: I Know</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756975310878-M47J2EK1X4TMT02955DA/Photo%2B15-7-2016%2C%2B6%2B41%2B45%2BPM.jpg.webp</image:loc>
      <image:title>Speaking - Salon: I Know</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2016/7/4/branding-and-marketing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/6fed1146-0133-416e-afa6-981705e6e8c1/fi.png.webp</image:loc>
      <image:title>Speaking - Branding and Marketing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2016/5/14/going-with-the-flow-or-venturing-into-unknown-territory</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756972623678-FLZU0AMZZ36ZYQC4RT5L/scmp.png.webp</image:loc>
      <image:title>Speaking - Going with the Flow or Venturing into Unknown Territory - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756974812703-JX5K8BJ91AWDAEFY2R1F/W2431_04_24.jpg.webp</image:loc>
      <image:title>Speaking - Going with the Flow or Venturing into Unknown Territory</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756974813045-J8EOCOB03M1RHE863OIW/W2431_04_08.jpg.webp</image:loc>
      <image:title>Speaking - Going with the Flow or Venturing into Unknown Territory</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756974814621-DZ7YJQ7AAKSEZP2QKSWF/W2431_04_06.jpg.webp</image:loc>
      <image:title>Speaking - Going with the Flow or Venturing into Unknown Territory</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756974815236-JTVHLYOFHY9AFLMZS1P4/W2431_03_23.jpg.webp</image:loc>
      <image:title>Speaking - Going with the Flow or Venturing into Unknown Territory</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2016/3/23/roundtable-on-the-future-of-data-driven-economy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/0ffb7f23-580d-4d2b-bd19-67b131c9ed78/facebook.png.webp</image:loc>
      <image:title>Speaking - Roundtable on the Future of Data Driven Economy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2016/2/19/startup-vs-corporate</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756947618063-980JT7AG6UMWH5T3JZ7Q/ics.png.webp</image:loc>
      <image:title>Speaking - Startup vs Corporate - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2016/1/18/creative-thinking-amp-communication-skills-workshop</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756971233258-YB4ZAOZ3O5IOEM8R1YDG/hkja.png.webp</image:loc>
      <image:title>Speaking - Creative Thinking &amp;amp; Communication Skills Workshop - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2015/12/5/transforming-business-with-big-data-analytics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756972623678-FLZU0AMZZ36ZYQC4RT5L/scmp.png.webp</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756972739215-FJQUG4LDFQNABHJEQX83/W2328_04_36.JPG.webp</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756972739246-4KGI95J18Z2RD5W11FX4/W2328_04_35.JPG.webp</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756972740448-OEVB5PDTIQ3OL58EQMLP/W2328_05_32.JPG.webp</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756972740550-CA0ALVR6UWFT0BDGTGIY/W2328_04_34.JPG.webp</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756972741760-SRW2M5T4Y570NS73JCIJ/W2328_04_19.JPG.webp</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756972742167-JLF956MH36GNS6RFKET9/W2328_04_18.JPG.webp</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756972743169-HG9O9P6TIXPS4M3PA75I/W2328_03_24.JPG.webp</image:loc>
      <image:title>Speaking - Transforming Business with Big Data Analytics</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2015/9/19/the-technology-imperative</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756971233258-YB4ZAOZ3O5IOEM8R1YDG/hkja.png.webp</image:loc>
      <image:title>Speaking - The Technology Imperative - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756971301478-5M5FV2BQOD7RD93C5PLP/image-asset.jpeg.webp</image:loc>
      <image:title>Speaking - The Technology Imperative</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756971301197-P389BSER971B268XVJHI/image-asset-2.jpeg2.webp</image:loc>
      <image:title>Speaking - The Technology Imperative</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2015/8/19/career-fast-track-opportunities-in-web-development</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/5d738bdd-63a1-44ab-8e42-7759d5d5f6f6/ga.png.webp</image:loc>
      <image:title>Speaking - Career Fast Track Opportunities in Web Development - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2015/6/6/whats-life-like-in-a-startup-vs-corporate</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756954686840-2YVMQD9TV51Y1RR08CLF/whub.png.webp</image:loc>
      <image:title>Speaking - What's Life like in a startup vs Corporate - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2015/5/27/cutting-cost-while-investing-in-innovation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756946040921-XMIUPNYY9PA23S5BRL58/aws.png.webp</image:loc>
      <image:title>Speaking - Cutting Cost While Investing in Innovation - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2015/5/20/getting-hired-in-the-digital-age</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/5d738bdd-63a1-44ab-8e42-7759d5d5f6f6/ga.png.webp</image:loc>
      <image:title>Speaking - Getting Hired in the Digital Age - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2015/2/6/career-of-an-information-technologist</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756947618063-980JT7AG6UMWH5T3JZ7Q/ics.png.webp</image:loc>
      <image:title>Speaking - Career of an Information Technologist - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2014/4/3/latest-development-of-epublishing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756947310993-1CAI8VMZ3YIHSKOWEZZ0/hkdi.png.webp</image:loc>
      <image:title>Speaking - Latest Development of ePublishing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2013/11/29/scmp-case-study</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756946040921-XMIUPNYY9PA23S5BRL58/aws.png.webp</image:loc>
      <image:title>Speaking - SCMP Case Study - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2012/2/1/social-media-week-2012</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756945796417-DZ3H4OHOJPBC06FXZBXZ/ceo.png.webp</image:loc>
      <image:title>Speaking - Social Media Week 2012 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2011/11/2/digital-publishing-development-and-trends</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756944762435-B6P57FL076PUAHFYN5TN/wanifra.png.webp</image:loc>
      <image:title>Speaking - Digital Publishing Development and Trends - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/7f7312f3-43ac-429c-a56d-93e45d2e6866/image-asset.jpeg-2.webp</image:loc>
      <image:title>Speaking - Digital Publishing Development and Trends - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2011/9/16/leveraging-technology-in-marketing-strategies-to-create-strong-brand-awareness</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756944315182-0P7RPF9RVRYPBEUQO3K5/marketing.png.webp</image:loc>
      <image:title>Speaking - Leveraging Technology in Marketing Strategies to Create Strong Brand Awareness - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2011/9/14/the-future-of-books</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756943774943-55B5O76O1DN5Z20Z6WGI/RTHK.png.webp</image:loc>
      <image:title>Speaking - The Future of Books - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756943589979-1TPV3ZLAIQ9D5JWZ9GOW/image-asset.jpeg.webp</image:loc>
      <image:title>Speaking - The Future of Books</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/1756943590028-OEH5AODK0ZCZ4RM0F4TA/image-asset.jpeg2.webp</image:loc>
      <image:title>Speaking - The Future of Books</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/2011/7/26/ebooks-development-in-hong-kong</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/c2b1aaeb-6151-47ab-b3ee-3bd5f973f418/wsj.png.webp</image:loc>
      <image:title>Speaking - eBooks development in Hong Kong - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/category/Panelist</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/category/Lecturer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/category/Roundtable</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/category/Interview</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.howardkwong.me/events/category/Speaker</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.howardkwong.me/bio</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/577449c6be659479ca5096cc/3f24e3bc-ccc1-4dbc-be2c-4770065c54c2/1147w.jpg</image:loc>
      <image:title>Bio</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.howardkwong.me/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-06-30</lastmod>
  </url>
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